Payment Options

Continental Divide Electric offers several options for members and consumers to make payments, including a new toll-free number. Review the options below and choose which is best for you. Questions? Call us, we'll be happy to answer them.

By Phone

CDEC now has offers an automated telephone payment system. It's secure, FREE and available 24-hours a day,
7-days a week. To make a credit card or debit card payment, make sure you have your account number and call toll-free


CDEC now offers e-billing and e-payment, via the Internet and mobile phones.
To visit our SmartHub, via web browser, click here.
To download a free app for iPhones and Android-based devices, visit your phone's app store.

Credit/Debit Cards

CDEC accepts credit and debit cards – Visa, MasterCard and Discover – in person and over the telephone.

Automatic Bank Withdrawal

CDEC also offers automatic bank withdrawals, so a member's billing charges are deducted each month from a financial institution. To sign up, please contact CDEC Billing Supervisor Donna Venable at (505) 285-6656.

Payment Locations

CDEC's Grants Office, 200 E. High St., P.O. Box 1087, Grants, NM 87020

CDEC's Gallup Office, 2500 NM Highway 602, P.O. Box 786, Gallup, NM 87305

Villa de Cubero, U.S. Highway 66, near Sky City Casino

Zuni Tribal Utility Department, 1203B South Highway 53

Payment Arrangements

If you require a payment arrangement on a past due balance, CDEC must receive it in writing. Fax your request to our Grants Office at (505) 287-2234. Or, email it by clicking here. In order to process your request, it MUST include:

  • Your CDEC account number
  • The account holder's name (first and last)
  • The service location where you receive CDEC service
  • The date you will pay a past due balance
  • The amount you will pay on the date


200 E. High St., P.O. Box 1087, Grants, NM 87020 • (505) 285-6656