Alert:

The 2026 Annual Meeting is Saturday, April 25, at Grants High School. Members who attend will be asked to approve or reject proposed updated bylaws. View a side-by-side comparison of the current and proposed updated bylaws here.

Payment Options

Explore the convenient ways you can pay your bills. Choose the method that works best for you—secure, easy, and hassle-free.

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Payment Locations

Grants Office, 1821 Clif Lear Ave., P.O. Box 1087, Grants, NM 87020

Gallup Office, 2500 NM Highway 602, P.O. Box 786, Gallup, NM 87305

Villa de Cubero, U.S. Highway 66, near Sky City Casino

Zuni Tribal Utility Department, 1203B South Highway 53

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By Phone


Continental Divide offers an automated telephone payment system. It's secure, FREE and available anytime. To make a credit-card or debit-card payment, make sure you have your account number and call our toll-free number at 1-833-619-0785.

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Online


Continental Divide offers e-billing and e-payments online through SmartHub. To pay online using e-billing or e-payments, open SmartHub and follow the on-screen instructions.

Open SmartHub

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Credit/Debit Cards


Continental Divide accepts Visa, MasterCard and Discover, in person, online and through our toll-free automated payment system.

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E-Check (Instant payment by electronic check)


* Available only through SmartHub or automated phone payment system *

Our residential and small commercial members can pay instantly by electronic bank check, using either their checking or savings account. They can also store their information for future use and sign up for Automatic Bank Withdrawal. To use E-check, open SmartHub and follow the on-screen instructions.

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Automatic Bank Withdrawal


A member's billing charges can be deducted each month from a financial institution. Please contact CDEC Billing Supervisor Victoria Gastonguay to sign up at (505) 285-6656.

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SmartHub App


To download a free SmartHub app for iPhones and Android-based devices, visit your phone's app store.

iOS App

Android App